Working capital finance

Invoice financing solutions from Siemens help our customers manage their liquidity, while allowing businesses to unlock the value of unpaid invoices and realize company growth ambitions. They offer quick, cost-effective assistance across a full range of industries, from manufacturing, transport and renewables through to service-led operations.

- Tailor-made financing with the flexibility to grow with your business

- Immediate access to up to 90 percent of your sales ledger

- Reduced administration enabled by market-leading technology

- 24/7 online access and availability of management information

- Highly experienced team that understands the particular needs of businesses seeking invoice finance

With invoice finance, Siemens pays you against your approved unpaid sales ledger invoices. Prepayment advances are made at an agreed percentage of their total value, typically 80 percent to 90 percent. As your customers pay, the non-prepaid element of the invoices is made available to you, minus any agreed charges. While the facility continues to run, additional funding is made available on all approved future sales, allowing you access to the cash flow required to run your business.

Manufacturing complex products can mean purchasing and paying for large quantities of goods and components - long before you actually sell the products you make to your customers and receive their payment. This can lead to a strain on your cash flow.  To bridge the gap Extended Payment Term options from Siemens provide an intelligent solution and an alternative to bank borrowing, enabling you to extend payment periods up to 180 days. It’s simple, fast and easy and helps you to manage working capital more effectively.