Investor Plan

The Investor Plan is the Defined Contribution Section of the Siemens Benefits Scheme.

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Steps on how to log in.

When joining, you will receive a letter with your activation code to activate your account.
If you didn't receive a letter or you joined the plan some time ago, contact Orbit Helpline (Details below)
Once you have completed the online activation you can now access your account using your PKI.
If you would like to access your account outside of the Siemens network or you no longer work for Siemens you can use your Username and Password.

Contact Orbit Helpdesk with any issues.

If you have any issues with logging on to your online account or if you require a password reset please contact the Orbit Helpdesk.

Email: info@orbitbenefits.com
Telephone: 0207 204 1212

About the Investor Plan

When you join, the Trustee sets up an investment account in your name. Each month, your account is credited with your contributions and those made by the Company. You choose how you want the Trustee to invest your account from a range of options. When you retire, you can use the money built up in your account in a number of ways to provide you with a retirement income. This is in addition to, and separate from, any State Pension entitlement.

Your toolkit

The toolkit has been designed to help you understand how the Investor Plan can be part of your retirement planning.

This will take you through pivotal stages in your career and give you information on what you should be thinking about regarding your pension.

Understand the breakdown of your contributions, how much it costs you and how much your employer will add to your savings. See how increasing your contribution affects your net pay.

This tool shows you the level of retirement income you might expect.

Three tools to help decide which investment choices are right for you.

Whether retirement is some way off or just around the corner, this tool shows retirement income from all sources and your options at retirement.

Watch out for scams!

Scammers can be articulate and financially knowledgeable, with credible websites, testimonials, and materials that are hard to distinguish from the real thing. A pension scam is when someone tries to con you out of your pension money. Scammers design attractive offers to persuade you to transfer your pension pot to them or to release funds from it.

You can find more information at the 'Money Advice Service'

Resources

More information on Investor Plan.

Go to Investor Plan FAQ's

Click on the link below, wait for the page to redirect, then click on the 'Fund Factsheets'.

Fidelity Fund Factsheets

This guide provides a summary of the main benefits of the Investor Plan.

Download Investor Plan Guide

You can now complete an online Expression of Wish form within your online pension account.

The Scheme Trust Deed and Rules are available on your account.

The State Pension starts between 65 and 68 depending on your age. Find out when your State pension will start.

State Pensions changed in 2016 so that going forward people with more than 10 qualifying years on their National Insurance record will get a State Pension of £9,110 per year before tax (2020/21).

Some people’s State pensions will be calculated by comparing the old and new basis. If you would like to know how much you are likely to get you can get a forecast.

The State Pension will increase in payment. You can delay taking your State Pension which could increase the payments you get when you decide to claim it. You cannot take your State Pension early.

GOV.UK

Active members:
Please contact AskHR for a quote.
Deferred members:
If you would like a transfer out quotation please go to your account and select the Transfer Out Option.

Log in with PKI

Log in with username and password