Block discounting

Quick release cash for long-term growth

Secure revolving credit facility that allows you to raise funds against future income streams so you can grow your business

Block discounting is a finance product that allows independent finance providers and lenders to release capital which is tied up in customer finance agreements.

 

We offer a revolving credit facility for an agreed amount that allows individual drawdowns to be structured where we purchase ‘blocks’ of your customer finance agreements.  The drawdowns are structured to match the profile of the underlying agreements and are repaid over the average life of those agreements.

More than 15 years of experience in block discount funding

SFS has been proudly providing block discounting solutions for more than 15 years to independent finance providers.  Over this period we have been recognised as a trusted and reputable partner with consistent market presence. We have a team of specialists on hand to support our customers across the UK with an excellent service proposition to help grow your business.

 

Part of our block discounting service involves conducting a detailed quarterly audit to provide guidance about how you can leverage opportunity to promote your business ambitions.

 

We finance what matters so you’re free to grow your business. 

What is block discounting?

Block discounting is a flexible approach to wholesale funding that allows you—an independent finance company—to release capital tied up in existing agreements. It’s a simple, secure, and flexible way to raise funds against a future income stream, allowing you to immediately reinvest in company growth and provide financial agreements to new customers.

How does block discounting work?

We release capital through a loan against a block of agreements at a discounted advance rate.

Additional benefits of block discounting: 

  • You remain in control of collecting and managing the customers
  •  Funds can be released as and when required
  • The advance is repaid at a fixed price over a set period giving you confidence in your cash flow

 

Sectors we support

Our customers operate in a wide range of business sectors and use block discount funding to finance various underlying asset types, including:

Why choose us for block discounting and wholesale funding? 

We believe in simplicity. It’s our mission to save you time and money by providing expert support and block discounting facilities that allow your business to achieve its potential.

 

SFS is able to provide facilities sizes between £500k - £10m. 

 

  • Highly experienced and dedicated partner with vast market knowledge
  • Flexible credit facilities 
  • Efficient processes and quick access to capital

We finance what matters so you're free to grow your business.

Customer stories

Talk to the team

Our team of finance experts are here to provide more information about the benefits of block discounting and answer any questions you have. Talk to one of our specialists today to help realise your growth potential