Could Block be Your Valentine ?

Ines Escola, Account Development Manager 

Could Block Discounting be your Valentine?

With Valentine’s Day coming up Ines Escola, Account Development Manager, explains how this financial solution from SFS can help bring the spark back to your business relationships. Want to learn more about the benefits of Block Discounting? Read on!



A credit facility that revolves around you and your customers

In essence, Block Discounting is a revolving credit facility which allows a funder to raise funds against future income. A typical block customer funds agreements for their customers, batches together a ‘block’ of those agreements and sells them at a discounted rate to Siemens Financial Services (SFS) – we then release this capital in the form of a loan repayable monthly. The funds generated from the loan can be used to fund more agreements which can be blocked in the future. The process is that simple!



Your ideal match

An initial credit facility is approved, and terms are agreed to match the existing finance portfolio of the block discounter. The required paperwork for a block drawdown is simple to complete and the pay-out process quick and easy. At Siemens Financial Services (SFS), we offer competitive rates with the loan repayments fixed and matched to the average term of the blocked agreements, thereby ensuring the payments can be budgeted in line with the rental income generated from the underlying contracts.



An experienced (financing) partner

SFS have been working in the Block Discounting channel for 15 years. We started with one experienced account manager and the team has now expanded to seven who have over 70 years combined experience in the Asset Finance sector. We have served our Block customers throughout the 2008 recession and the 2020 pandemic, and we intend to be here to support our customers through the good times and the bad.

Block Discounting might not be your first thought when it comes to Valentine’s Day, but we aim to be your ideal financing partner by supporting you and your business, ensuring the process is simple and seamless with our digital tools.

We’d love to discuss how we can work together and strengthen your business moving forward. 


If you’re interested in more information, Click Here 

Ines Escola, Account Development Manager Block Discounting 

I am a Block Discounting Account Development Manager and have been part of the team since 2018, building business relationships with existing customers and onboarding new opportunities. 

I have worked in the finance industry for over 20 years, having joined Siemens in 2003. My length of service at SFS has helped me to develop a strong internal and external network and enabled me to develop a broad knowledge of the finance industry.  


My spare time is mainly spent enjoying time with my son. I try to get to the gym as often as possible and enjoy catching up with friends, which usually involves sampling a new gin.